When it comes to understanding business, time and money, you need common sense as much as you need business education. There are generally 4 types of people in the world: (1) No time, and no money. Most employees fall into this category. You can't go shopping on a Tuesday afternoon or fire your boss whenever you like. Most employees can't even save money for retirement and they still have no time to maximize their youth. What a terrible category to be in! (2) No time, lots of money. Self-employed, professionals and small business owners are in this category. They are slightly better off than the employee because they earn more, but they have to work even harder than employees to keep up with the diminishing profit margins, competition and servicing their customers. (3) Got time, no money. A lot of farmers, villagers, college dropouts, young graduates or bums have lots of time but no money. Maybe ignorance is bliss, but without a stable source of income,
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